Financing

pre-foreclosure notice

Received a Pre-Foreclosure Notice? Here’s How You Can Sell Your House Before It Hurts Your Credit

Getting a pre-foreclosure notice can feel overwhelming. You might be worried about your home, your financial future, and especially your credit score. The good news? Pre-foreclosure does not mean you’ve run out of options. In many cases, homeowners can sell their house before foreclosure is finalized — protecting their credit and avoiding long-term financial damage. If you’ve recently received...

What to Ask Lenders?

Are you planning to buy a home?  Are you getting a loan? Have you wondered what to ask lenders before you meet a loan officer?Here are some generic and specific questions you want to consider.Some general questions:1. What are the most popular mortgages you offer? Why are they so popular?2. Are your rates, terms, fees and closing costs negotiable?(People don't realize that you could negotiate fees. )3. Do...

Do you know 203K loan program?

Have you heard 203k loan program? People buy houses through 203b FHA(Federal Housing Administration)  Loan programs. It is a fixed rate amortized mortgage. The loan has to be approved by lenders that partnered with FHA. It is tailored for retailed houses and some outdated in the condition that it could pass home inspections required by lenders.  $15 off orders $150 or more from ToolsToday.com!...

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